Get An Income Tax Refund Advance When Surprise Bills Arrive

Bills you pay every month are the easy ones to budget and pay. You’re probably well aware of when your rent or mortgage is due, and which week’s paycheck you’re going to pay it out of – and the same goes for things like the electric bill, your car payment if you have one, and the bill for your cell phone. The tough ones are the bills that only show up once a year – do you even remember what month your Homeowners Association dues is paid? Or your car insurance? Or your Amazon Prime membership? If you think you have your budget all worked out for the month and then one of these shows up, throwing a $100-to-$1000 monkey wrench into your plan, you need a quick fix asap. Fortunately, there’s something else that shows up once a year – your income tax refund! If they happen to happen in the same month that’s great – but usually they won’t and that’s when an income tax refund advance can be just what you need.

Budget Your Income Tax Refund For Any Time of Year With an Income Tax Refund Advance

Normally most of us think of our tax refund as “extra” money that comes in once a year and we spend it or save it or pay off some bills. But what if you could actually budget those funds to pay a bill with when you needed it. For example, maybe you’ve been in the same job for five years and every year you get back $500. Just a few months prior to this, you scramble to come up with that same amount to pay the car insurance with. With an income tax refund, you can stop scrambling and plan ahead to request an income tax refund advance in time to pay the insurance with it. Rather than scrimping for weeks beforehand to save up the cash, simply repay the loan over the next few paychecks – and then when your refund arrives you’ll get that cash back and put it wherever your budget needs it most.

An Income Tax Refund Advance Saves You Money Both Short and Long Term

Particularly if you’ve had past problems with your credit score, using a tax refund advance to pad your budget when you’re running short or have an unexpected bill to deal with can be significantly less expensive than overdraft fees, late fees, and the increased interest rates that will result from not having the cash you need when you need it. It takes only a few minutes to apply, and approvals are nearly instantaneous – there are no documents to upload, fax, or mail, and you’ll have cash in your own bank account within just one business day. So those last minute financial emergences can be handled without credit cards and without late fees. It’s quick, simple, doesn’t require a credit check and provides the financial flexibility that nearly everyone can benefit from. Next time your budget could use a little extra assistance, consider an advance on your income tax refund as a potential source of assistance – you won’t regret it!