Back to School with Bad Credit, How Cash Advances Can Help
Back to school expenses can really add up at this time of year. From new clothes and winter coats to sports teams fees and uniforms, parents are really on the hook trying to make sure their kids have what they need to start the new year off right. If this sounds like you, and money is tight, consider cash advances. Even if you don’t have great credit, you can still get approved to get a couple hundred dollars to take care of these fall costs.
Cash Advances Don’t Require Perfect Credit Scores
A low credit score is a common reason many people cite for not even trying to apply for cash advances. It is a myth, but a common one, that all loans are based strictly on credit score, that if you don’t have a certain minimum number you’ll be rejected outright. This is certainly true of many traditional loans and lenders, like those offered at banks and credit unions. But if you go online and look for alternative lenders you’ll see that credit score is either a smaller factor in the approval process or that it doesn’t even play a role at all.
Have a Job? Get Cash Advances
For our lenders, cash advances are all about what you earn as your regular income. Instead of focusing on your credit score, a fairly arbitrary number, the lenders we’ll connect you to are interested in what you earn at your job. Do you have a steady job with a regular paycheck? Do you make at least $800 to $1,000 each month? If the answers are yes, you can probably get approved for cash advances. We can’t make any guarantees, but this is the main deciding factor: your income. If you earn enough to afford a small loan but have a poor credit score, you can still get approved and get the money that will help you send your kids off to school.
Apply Easily Online or with an App for Cash Advances
This time of year is incredibly busy. You work, you have kids, and you have to get them ready to go back to school. That means you have a million things to do and no extra time. You certainly don’t have time to go to the bank during limited banking hours and to try to convince a banker you should be given a loan. What you do have time for is an application for online cash advances. It takes only a few minutes to fill out this short application. You can do it online or on your phone with an app. You can even apply using the app while your kid is trying on new clothes and you’re waiting outside the dressing room. It’s that easy and fast. Apply today and make sure you have the money you need for your kids and to make them feel confident and ready to head back to school.