7 Things You Need to Know about Payday Loans before Applying

If you have been in situations in which you needed cash as soon as possible, you know that payday loans have a place

Payday loans and lenders are criticized and even villainized by many people, especially so-called financial experts. What these people don’t know is how real people use the loans. If you have ever asked, “Is there a loan office near me?” and realized there wasn’t one; if you have been denied loans because of bad credit; or if you have been in situations in which you needed cash as soon as possible to ward off a disaster, you know that payday loans have a place. Here are some other things to know.

1. Do I need a loan office near me? No, you don’t

Most people don’t realize this, but to get a loan or a quick cash advance, you do not need a loan office or bank. You can get payday loans online or through a mobile app. Lenders working online realize that not everyone has access to loan offices, especially during regular banking hours, so they came up with an alternative.

2. You can apply for payday loans any time

Stop asking if there is a loan office near me, and start asking where can I find these loans online. With both a website application and a mobile app, access to payday loans is more convenient than ever. You can literally apply any time that is best for you, including nights, weekends, and holidays.

3. Payday loans aren’t based on credit

Approval for payday loans is not based on your credit score, unlike many other types of loans. It’s based instead on your income, job history, the fact that you have a regular payday, and having a valid checking or savings account.

4. Borrow only what you need with payday loans

Also different from traditional loans is how much you borrow with payday loans. You do not have to be forced into a loan that is too big for you. The choice is yours so that you can borrow only what you need and not get overwhelmed by too much debt you’ll struggle to repay.

5. Get approved for payday loans in minutes

This process goes fast. You’ll apply in minutes and get an answer in less than 90 seconds in most cases. When you apply your information goes to a lender pre-screened in our network. That lender then makes sure you get a quick answer, which is most often approval.

6. Get payday loans cash the next day

With such a fast process, you also get your cash fast. You can expect to have money in your hands by the next business morning after getting approved. If you apply on Thursday afternoon, there should be cash in your bank account, transferred there by your lender, by Friday morning.

7. Repay payday loans quickly and easily

Even repayment is easy with payday loans. Your lender deducts what you owe on your next payday. You’ll never be expected to remember the due date, so you can’t possibly be late on payments.

For more information about Green Leaf Loans, the products and services they offer, and how to apply, please visit GreenLeafLoans.com

7 Things You Need to Know about Payday Loans before Applying

I Don’t Need a Loan Office Near Me?

You don’t actually need a loan office near you when you want to get personal loans. It may seem as if that is the only option, or the only secure and safe way to borrow is to go to a loan office, a bank, or some other traditional setting. But you don’t actually need anything traditional, or even in a lender in person to get a loan that is safe and that provides the cash you need in a timely manner. In fact, these other options for getting personal loans are actually easier and very safe. These are online personal loans.

To Get Personal Loans Near You, Just Go Online

The personal loans you need for extra money to pay the bills and cover other expenses are much closer to you than you may have realized. They are online, so you can access them right through your computer, at home, at work, or wherever else you can get online. The online process makes these loans faster, easier, and simpler than any other way to borrow.

Personal Loans Are Also on Your Mobile Device

Your phone rarely leaves your side, right? So the absolutely closest loans and lenders to you at any time are those you can get with an app. The same loans you can get through reputable, professional lenders online are also available through a free app. When you download the app to your device you will have constant access to lenders now and in the future. Any time you need cash the loan is just a few clicks away on your phone.

Personal Loans Don’t Have to Be in Person to Be Secure

A big concern you may have right now is that an online loan or personal loans through an app won’t be safe. It’s smart to think about the security of your personal information, but you can rest assured that these lenders are professionals and some of the best in the business. When you apply on the website or app your personal data gets protected with the best encryption software. It then gets deleted one it’s no longer needed to secure your loan. Instead of asking, “Where is there a loan office near me?” the next time you need cash, just hope online or use the app and get a faster, easier, safe personal loan.

For more information about Green Leaf Loans, the products and services they offer, and how to apply, please visit GreenLeafLoans.com

Where Can I Get Personal Loans Near Me?

Archives for July 2019