10’s of Millions Funded Every Month: GreenLeafLoans.com
Millions of dollars of personal loans are funded through GreenLeafLoans.com all the time, and you could be one of those lucky borrowers. You only need to go online, fill out an application, and meet some minimum requirements. This is a free service that connects you to a lender that can help you get approved and your personal loans funded, in a matter of hours, not days.
You may have many reasons for wanting to try out personal loans, but you may also have a lot of questions and reasons to hesitate. We want you to feel comfortable going into borrowing money, so consider this your complete guide to borrowing money online. Let us walk you through the process, the reasons why GreenLeafLoans.com is a better option than many other lending services, and ease your concerns as a first-time online borrower.
Why You May Need Personal Loans
Despite what you may think, there are no wrong reasons to get personal loans. The experts will try to tell you that you have to use these loans for certain things, like paying the bills and paying down debt, but the truth is that there could be any number of reasons. They are all valid, because when you get approved for a loan, that’s your money, and you can do what you want with it. That being said, here are some of the most common reasons you may want to consider getting a loan right now:
• You have run out of cash and payday is still a few days, or a week, away.
• There is a bill due tomorrow and if you don’t pay it on time, you’ll face late fees.
• You are about to overdraw your bank account and get penalized with more bank fees.
• Your kids need something for school, but you don’t have it in the budget this week.
• Your tax refund is on the way, but you could really use the money now, not three weeks from now.
• A medical emergency has come up and it costs money.
• You have had a family emergency that requires you to travel out of state.
• The one car your family has broken down and you need to pay the repair bill so that you can get to work.
• You need cash to put gas in your car so you can make it to work.
• Your partner or spouse has been laid off and cash is really tight until a new job comes along.
• You have a lot of debt from various sources, and you want to save money, time, and stress by consolidating it.
• You have been working really hard and want to treat yourself, just this once.
Don’t let anyone tell you that you can’t use a personal loan for something frivolous every once in a while. Sure, it’s important to use loans responsibly, but an occasional treat when you work so hard to earn a living is justified. The money you need for any of these reasons is available right now online at GreenLeafLoans.com, but you might be wondering if you can actually expect to get approved.
Why Have I Been Denied Personal Loans in the Past?
A great reason to turn to online loan services, like those offered at GreenLeafLoans.com is that you have been turned down for personal loans in the past. While you may think that your past rejections mean you’ll never get approved for a loan and that you should stop trying, we want you to know that your odds of getting approval here are much higher. Here are some typical reasons other lenders may have turned you down in the past:
• Your credit score is too low, or you don’t have enough credit history.
• You are asking to borrow more than you can really afford.
• You’re not borrowing enough.
• Your employment history is unstable.
• You don’t have any collateral to offer.
• You don’t have anything, like a car you own, to secure the loan.
• You went to the bank to get a personal loan.
Why Banks Won’t Offer You Small, Personal Loans
The last reason why you may have been turned down for loans in the fast is one of the most common that we hear from borrowers. You went to your bank, assuming that this is where most people get loans, but you get turned down. Banks do offer and fund a lot of loans, but bank loans are generally large loans, more than what you really need for a small personal loan.
Banks don’t find it worth their time or resources to fund small personal loans in most cases. You may have a better chance at a credit union, but even there you are likely to run into a similar problem. With bigger loans there are bigger approval requirements, and these are tough for the average working American to meet. If you couldn’t get approved for a smaller personal loan at your bank, don’t feel too bad. You aren’t alone, and this is not the best way to get the loan you need.
Why You Are More Likely to Get Approved Here
At GreenLeafLoans.com you stand a much better chance of actually getting approved for a small personal loan. One reason is that, unlike the banks, this is what we specialize in offering to borrowers. Small loans and personal loans are what we do through our network of professional lenders. These are not the big banks offering big loans.
The requirements for getting approved are much easier to meet. You can have fair to poor credit or minimal credit and still get approved, for example. The amount you need to borrow is much more likely to match what these lenders offer, and that helps you get approved too. You won’t need to secure the loan with a home or car, and you don’t have to offer collateral to get approved.
What you need for approval for small personal loans through our service is a good job history, an income that makes sense for the amount you want to borrow, an ok credit history, residency in the U.S., and a valid bank account. Even if you have what you think is a bad credit score, try applying anyway. You may be surprised at how reasonable the requirements for personal loans can be when you work with the right lenders.
How to Get Personal Loans
The way that you get personal loans with a minimum amount of hassle and wasted time is to look online. GreenLeafLoans.com offers a lending service that is conducted totally online, with may be an occasional phone call. With this kind of lending you don’t have to go anywhere to fill out an application booklet. You don’t have to fax any documents or scan and send over your paperwork.
To get personal loans that will help you get by this week, just go online, complete the short application, and submit it to be considered as a borrower. Your loan gets sent to a network of lenders where the one that is right for you will work hard to get you approved and to send you the cash you need, in record time.
Another option you have is to use the mobile app we offer through your smartphone or tablet. This is a great way to apply if you don’t have a computer at home or if you are out of the house, running errands, shopping, or have a few spare minutes at work. You can use your phone and the app to quickly apply and to get approved in a matter of minutes.
Nothing is more convenient than an online loan because you don’t have to go anywhere. And, thanks to the process being online, you can also expect that the entire process after you complete the application will be much faster than what you would experience with a more traditional loan. Use just a few extra minutes you have here and there and you can have a loan today, without spending more than ten minutes thinking about it.
How Much You Can Borrow and How to Use Personal Loans Responsibly
Personal loans are typically smaller loans. While the bank may offer you tens of thousands of dollars, or deny you a loan because you’re not in a position to borrow that much, a large loan is not what most people generally need. What you likely need is a smaller loan, maybe even just a couple hundred dollars or a thousand at the most.
With online personal loans through Green Leaf Loans, you can borrow between $100 and $1,000. Ask for only as much as you need and expect to get approved. Getting approved for smaller loan is much easier because most people, anyone with a job really, can afford to take out a small loan and repay it on time.
It is important to use these loans responsibly, and a big part of that is not borrowing more than you can afford. If repaying $1,000 on your next payday is going to be difficult to impossible, borrow less. Taking out more than you can reasonably afford is a recipe for financial disaster. You can end up in money hole that is difficult to crawl out of, so always be responsible and choose reasonable loan amounts.
Get That Cash Sent Right to Your Bank Account
Regardless of how much you borrow, the money will be sent to your bank account so that you don’t have to pick up or cash a check. The funds are ACH deposited by your lender soon after you e-sign the official document and agree to the final loan terms. This process is fast, but you will have to wait until your bank makes the funds available to you. This typically happens by the next business morning.
With cash getting transferred right to your bank account, you have little to worry about when it comes to making sure you get the money you need. The entire process is so fast that from the time you first open the online application to when you access the funds most often takes less than 24 hours. There are few ways, and none that are very smart, to get extra money this fast.
Getting a cash transfer to your bank account is the only option when you get personal loans this way, but rest assured that it is the best way. There is no option to use a money wire, a green dot card, or any type of cash card. This is why part of the application requirement is that you have a valid bank account, so we can get the money to you in the quickest and most efficient way possible.
As an Added Benefit, Let Personal Loans Boost Your Credit Score
Getting approved, finally, for a loan, and having the cash you need to take care of your financial responsibilities and get the bills paid are not the only benefits of taking out these loans. If you do have a lower credit score or a limited and sparse credit history, you can actually benefit from personal loans. You can start to develop a positive credit history, but you can also begin to repair credit damage and improve your score.
One way that a loan can actually help your credit score is if you use it to consolidate debt. If you have several sources of debt, it can get confusing, resulting in missed or late payments. Missing and making payments late can have an impact on your credit score, causing it to go down. Debt consolidation is a smart strategy for some people. It allows you to pay off lingering debt that is causing you problems and go down to just one or two different payments. With that consolidation you are less likely to forget or pay late, which will help bump up your credit.
You can also boost your score by using your credit card less. Credit reporting looks at credit card utilization, a comparison of how much you spend to what your credit limit is. If you over-utilize your credit cards, it can hurt your credit score. When you think you’re reaching or are over that limit, use a personal loan instead and you could save damage to your score.
And, finally, if you get a personal loan and don’t use it responsibly, it can hurt your score. But, if the opposite is true, and you use the occasional loan in responsible ways, it can lift your credit score. Responsible use means not borrowing too much, making payments on time, and not rolling over your loans.
A personal loan is also a great way to develop positive credit if your credit history is limited. It may seem like a good thing to not borrow, but if you have never had any type of loan, you won’t have credit history, and this can actually hold you back. Lenders for bank loans, mortgages, and car loans are less likely to approve you if you have no credit history. If they do approve you they may charge you more in interest.
Enjoy Top-Notch Security When You Get Loans Online
There is little point to getting quick cash and boosting your credit score if doing so compromises your personal information and leads to identity theft. What you might not realize, though, is that when you get online loans, you get convenience along with security. Internet and personal security are important, and this is why we make it a priority as part of our lending service.
There will always be some risk involved when you go online with your personal information, but when you have the right security measures in place, it can be one of the safest ways to get a loan. With Green Leaf Loans you get the same level of security you can expect when you get a loan from any other financial institution, including the bank.
Our service comes with encryption that is the best in the industry so that when you type in your information, you can be sure that hackers won’t get to it. We also ensure that your information will never be sold to a third party. We take your information and send it to a pre-screened and professional lender to get you your loan, and that’s as far as it goes.
Did You Know This Loan Service is Free?
By this point you may think there is some kind of catch and that being matched to a great personal loan lender has to cost something. The truth is that the service of connecting you to a lender is free. You will never be charged to be connected to a lender, and in fact, if you try another service and they want you to pay up front, it’s a sign that you are not dealing with a reputable service.
How it works is that we have a private and secure network of lenders that we work with and that are prepared to help people like you get loans. We take your information and connect you to a professional from this trusted network. We don’t provide the loan or make loan approvals; we simply make the match that will lead to a loan.
This means that you only pay the interest on your loan, no additional fees. It also means that once you have a lender to work with, all questions you have can be directed to him or her. This is the trusted professional we have screened for you, so you know that you can rely on your lender to provide you with great service and a great loan.
It’s also important to realize that since we work with such a professional group of lenders, you are under no obligation to take the loan from the lender we offer you. This is a free service and a commitment-free service. Until you e-sign the official document, you can change your mind and back out. You will never face any kind of fee for changing your mind up to that point because we want you to be really sure that you are ready for a loan.
Grab Personal Loans before Lawmakers Outlaw Them
Politicians, lawmakers, and policy makers love to make a big deal about payday loans and other types of small personal loans. They talk about predatory lending and big interest rates, but what these well-off people don’t understand is that working people rely on these loans. They want to take them away or regulate them to the point that lenders can’t offer them anymore, and people like you will suffer.
Several states have legislators that are introducing bills to either make payday loans more difficult to get or to outlaw this kind of personal loan entirely. Now is a good time to take advantage of personal loans, before your state lawmakers decide to take them off the table. Without these loans as an option, you may have few choices for getting the extra cash you sometimes need. You could be forced into choices that are not the best for you.
Millions and millions of dollars are funded in personal loans every month across the U.S., but lawmakers want to limit this valuable resource. There are many smart and sound reasons to take advantage of online loans and personal loans, and not all lawmakers understand that. Now is a great time to act and to make sure you can get the cash you need. The laws could change at any time and responsible borrowers may be hurt by them.
Check out GreenLeafLoans.com, the application available online as well as the mobile app for your phone, and take just a few minutes to apply for personal loans. You can get the cash as soon as tomorrow and get all the great benefits of borrowing, from having the cash you need, to improving your credit score and the freedom and great feeling that comes with being able to cover all your financial responsibilities.