Bad Credit is Ok with a Bad Credit Payday Loan

According to Experian, one of the “Big Three” credit bureaus, about 1 in every 5 individuals has very bad credit, or “deep subprime scores.” In just three years, the number of people with really low credit scores climbed more than 60% to 40 million. About 50 million people in the US have no credit files whatsoever. So, it’s safe to assume that over 90 million people in the US today wouldn’t qualify for a traditional bank loan. So what if some of those 90 million people need a payday loan or an installment loan? They come to us. We offer our popular bad credit payday loan to individuals who don’t meet the banks’ strict guidelines.

What’s a Bad Credit Payday Loan?

A bad credit payday loan works like a cash advance. Your credit (or lack thereof) is never a problem because we simply don’t need it. As long as you can show us that you have a source of regular income, you can get approved today. We never run credit checks with the three major credit bureaus and therefore have a 95% loan approval rate.

How Can I Get a Bad Credit Payday Loan?

All borrowers need to meet our basic requirements. All borrowers must have income, a bank account, and be 18 years of age or older. First, you need to fill out our basic loan application to see how much cash you qualify for. Once you’ve been approved, a bad credit payday loan lender will contact you to discuss your needs. After you reach an agreement, your cash will be automatically deposited into your bank account in 1 business day or less. It’s simple. It’s fast. And bad credit is never a problem. It’s Easy Apply now!

How Payday Loans Can help you Bridge the Gap

If you are like most Americans today, you are living from paycheck to paycheck hoping that the economy starts looking up soon. With the uncertainty surrounding the fiscal cliff, and tax breaks set to expire this year, there is no guarantee that the economy will start improving anytime soon. This can leave you in a state of frenzy – especially with the holiday season looming. How am I going to pay my bills? How will I provide my family with a nice holiday?

Relax, and Take a Deep Breath

There is help, in the form of a payday loan. Millions of people rely on payday loans not as a consistent method of income, but as a means of <em>bridging the gap between paychecks</em> and unforeseen expenses. “But what if I have bad credit?” You are not the only one to pose this question. The good thing about payday loans is that there is no credit check and bad credit is okay. As long as you can prove that you have income – in the form of your paycheck – you can be approved for a payday loan to help you ease your worries.

What Can I Use My Payday Loan For?

Unlike most loans you get, there are no restrictions on a payday loan. You can use them to catch up your bills, buy that hot new toy your child is coveting for Christmas, or you can use it to put aside just in case. Payday loans are paid back when you get paid or you can choose one that you pay back in installments for added convenience.

Be Smart When Using Payday Loans to Bridge the Gap

While it is exciting to know that you don’t have to wait until payday when something goes wrong, it is still smart to borrow only what you can afford to pay back. Otherwise you’ll find yourself in the same boat, once again, and this time you won’t have a <strong>payday loan to help bridge that gap</strong>.

by “Ray West“

bad credit payday loan